Monthly Archives for July 2013

Orange County Mom Tells All About Her Business

Orange County Mom Tells All About Her Business

Orange County small business owner/blogger tells us how she got started We’ve decided to start a new series of interviews with some local small business owners. We wanted to get in the minds of these owners, and hopefully from their experience other business owners can learn something. We didn’t want our articles to only have information about business loans or financing.  So todays article is about someone I follow on Twitter and Instagram, her name is Mary Tran and she’s Read More


Alternative Solutions To Equipment Leasing

Have you been denied to lease equipment for your business? Equipment leasing has different underwriting criteria than non-traditional business loans, and there might be times where your business wont qualify for equipment leasing. Be glad there are still other solutions! Credit Requirements: With some of the equipment leasing companies, they will look at the business owner’s credit, as well as the company credit with Dun & Bradstreet. If both credit reports look poor, it’s very unlikely you’ll get approved for Read More


Bad Credit Business Loans

Bad Credit Equipment Laons

Yes, you can have bad credit and still get approved for a business loan Our company has recently seen a surge in applications from our vendors, and the majority of these new applicants have less than average credit (bad credit). A huge misconception with most business owners would be the credit requirement for working capital loans. Most small business owners assume they need to have exceptional credit when applying for credit. Now depending on the type of credit that may Read More


Happy Early 4th of July! Be Safe & Have Fun!

  Everyone at First Capital Business Finance would like to wish you a safe holiday weekend and happy 4th! There will be no small business loans funding tomorrow, we will be returning to the office Friday July 5th. All fundings will continue and business will resume Friday. We are having our company picnic at one of Orange County’s prettiest beaches! If you plan on attending, make sure you get the location from your loan specialist and bring your towel and Read More


Small Business Loans Made Easy

Bad Credit Equipment Loans

Getting a small business loan doesn’t have to be difficult If you have been doing your homework, or if you have already been calling banks to see the qualifications for a small business loan, than you already know it’s not going to be as easy as you may have thought. Banks offer both unsecured business loans and secured business loans, typically unsecured business loans will have higher qualification requirements and lower loan amounts. This type of loan will demand near Read More