When others say no, First Capital says YES

Dear Dustin,
I want to take a moment to thank you and your staff. When other small business lenders say no, First Capital Financing says YES. You and your coworkers do what it takes to help small businesses.
–Jeremiah J Landscaping Co.


Business Loans, Equipment Financing & Leasing

First Capital Business Finance is a full-service commercial lending company based in California. We specialize in helping business owners, developers, and executive managers acquire funding to grow their businesses. Our services include:


Business Loans First Capital Business Finance

Easily Qualify for Business Loans

  • Open for business for at least 6 months – 1 year
  • Annual revenues of at least $150,000
  • Loans between $5,000 and $2,000,000
  • Simple application process

Our primary focus is on your cash flow – because there’s more to your business than a credit score.

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Equipment Financing Programs

  • Unique, personalized plans
  • Find what’s right for you
  • Fast and easy
  • Almost any industry – not just trucking!

Instead of a one-size-fits-all, small business loan program, we have a variety of financing programs for a variety of company types. From owner-operators to tech start-up, to mid-size construction, we have a plan that’s right for you.

Commercial Truck Financing First Capital Business FinanceCommercial Truck Financing

From heavy duty tractor-trailers to light duty box trucks, tow trucks, dump trucks, flatbeds, tankers, and even HazMat, we make it easy to get a hold of a new or used commercial vehicle.

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Construction Equipment Financing First Capital Business Finance

Construction Equipment Financing

Nothing halts production quicker than not having the heavy construction equipment (yellow iron) you need to get the job done. We make it easy to acquire reliable, new or used, construction equipment. From backhoe loaders to mini excavators, skid steers, bulldozers, excavators, cranes, drills, grinders, pavers, and more, we have a program for you.

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Niche Programs First Capital Business Finance

Niche Programs

We also offer financing for a range of other industries:

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Bad Credit Programs First Capital Business Finance

Bad Credit Business Loan Programs

It’s easier than ever to get financing with our Asset-Based Direct Lease Programs! You can qualify even with:

  • Recent Bankruptcy
  • Tax Liens
  • Judgments
  • Collections
  • Repossessions

Finance Equipment with Bad Credit or No Credit


Contact Us for Business Loans or Equipment Financing Today

If you need to upgrade, expand, diversify, grow, or simply keep your business going, we can help. We make it easy for new and experienced business owners to get cash for their businesses. Get approved within 24 hours using our simple 5-minute application and have the funds within 5-7 days with no hidden fees. Get pre-qualified today!

Call (888) 565-6692

Equipment Financing First Capital Business Finance Loans Title

Business Loans, Commercial Equipment Financing, Leasing | First Capital Business Finance