How do I apply?

There are several ways you can apply: You can do your application over the phone with one of our advisors. Just call . You can download our credit applications HERE. You can submit your contact information online using our form. Then the next available advisor will reach out to you.  

Do you finance start-up businesses?

Yes! We have a wide variety of programs that are specifically for startups!

How long does it take to get funded?

Depending on the type of equipment, and dollar amount, transactions can fund in as little as 24 hours. Again, this will depend if you and the equipment qualifies.

Can I finance used equipment?

Yes, we do offer financing for used equipment. Keep in mind there are different guidelines for all programs and it’ll also depend on if the seller of the equipment is a dealer or private party.

How long does it take to get approved?

Typical turn-around times are 24 hours, or sometimes even quicker than that! In very rare cases, it may take longer due to the time of the year and volume of applications we are working on.

What are the different types of financing programs you offer?

We offer a wide variety of financing programs for business owners. The most popular is our equipment financing programs: Equipment Leasing & Equipment Finance Agreements. We also offer Factoring (also known as “accounts receivable financing”) and working capital loans.

Do I need to provide proof of income or provide tax returns to qualify?

The majority of our programs are called “Application Only”, and that means no proof of income is necessary. Depending on the credit, time in business, type of equipment, industry, and the amount you’re seeking to finance we may need to see income. Proof of income can be as simple as your last three months’ bank statements.

Why should I lease equipment when I can use my cash?

One of the greatest advantages with leasing equipment, is the ability to obtain the necessary equipment with little to no money down. It allows the business owner to preserve their cash, and to obtain new or used equipment by making monthly payments anywhere from 12 to 72 months.

What if I have bad credit? Can I still obtain financing for my business?

Yes! We have a wide variety of programs that is suited for business owners who have challenging credit. Like any other program, there are guidelines and there are too many variables to go into it here. The best is to have a conversation with one of our advisors to see what you may qualify for. Call Us Now!

What type of equipment can I finance for my business?

If the equipment is essential for your business, we can finance it! For example, if you own a medical practice, we wouldn’t be able to finance a bulldozer for that type of business. But we can finance commercial vehicles, restaurant equipment, medical equipment, software, yellow iron, just about anything! There are some instances where we wouldn’t be able to finance a specific type of piece of equipment, but it’s always best to call and speak to one of our advisors Read More