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What types of rates do you offer?

Our finance rates are very competitive within our industry, and we’ll always strive to find the best suited program with the best terms.


What types of equipment financing do you offer?

The following are the type of leases First Capital Business Finance offers: Equipment Finance Agreement (EFA) Fair Market Value (FMV) 10-20% Purchase Option Dollar buyout ($1 out) Term Residual (TR) Sale-Leaseback (SLB) Learn more by calling us at !


What is a lease?

A lease is a contractual arrangement where one person/business (lessee), the lender/owner(lessor), owns an asset and provides possession and use of the asset to another person, the lessee, for a fixed term. The lessor is the legal owner of the asset/equipment and the lessee has the legal right to use the asset/equipment in exchange for rental payments.


What is an EFA (equipment finance agreement)?

An equipment finance agreement is an alternative to the traditional lease, and it is very similar to a loan. Fixed monthly payments Terms ranging from 12 to 72 months The EFA terms and conditions is similar to a lease, but it is not a lease. At the conclusion of the equipment finance agreement, you have no future financial obligations to the lender. Unlike a lease, an EFA will not have a buyout at the end of the term; whereas, with Read More