Commercial Truck Trader Programs

Exclusive Financing Programs for Commercial Truck Trader Customers!

We have new truck trader financing programs!

Effective May 1, 2015: First Capital Business Finance is pleased to announce our new relationship that will benefit all owner-operators and trucking companies looking to purchase a truck or trailer.

This new relationship with Commercial Truck Traders will give you exclusive access to financing programs that will increase your chances of obtaining the equipment needed for your business! If you would like to learn more, give us a call at 888-565-6692.


cartoon truck with delivery and two hands shaking

Looking for Truck Trader Programs?

We can finance any type of truck, from light duty to heavy duty, including:

  • APU
  • Box Trucks
  • Straight Trucks
  • Dump Trucks
  • Cargo Vans
  • Flatbed Trucks
  • Conventional Sleeper Trucks
  • Pickup Trucks
  • Tankers
  • Self-Loading Trucks
  • Log Trucks and Trailers
  • Boom Trucks
  • Cement Trucks
  • Chipper Trucks and Trailers
  • PTO & Blowers
  • Medium Duty Commercial Trucks
  • Heavy Duty Tractor and Trailers
  • Maintenance and Service Trucks
  • Rollback Tow Trucks
  • Wrecker Tow Trucks
  • Conventional Day Cabs
  • Refrigerated Trucks
  • Sprinter Vans

get truck financing now


First-Time Buyers Programs

“Daycab-Local Haul Truckers with B Credit”

  • No minimum time in business required
  • No minimum time CDL
  • No age limit on truck
  • No mileage limit
  • Up to $49,000 in financing
  • Daycabs only (no sleeper trucks)
  • Minimum down payment is 1st & Last months payment

“Sleepers or Daycabs-Long Haul & Local Haul Truckers with B Credit”

  • No minimum time in business required
  • Must have 3 years CDL or hire a driver with 3 years CDL
  • 2007 or newer truck
  • Under 800,000 miles on truck
  • Up to $60,000 in financing (higher amounts case by case)
  • Daycabs or Sleepers are acceptable
  • Minimum down payment is 20% to 25%

“Sleepers or Daycabs-Long Haul & Local Haul Truckers with C Credit”

  • No minimum time in business required
  • No minimum time CDL
  • 2007 or newer truck
  • Under 700,000 miles on truck
  • Up to $40,000 in financing
  • Daycabs or Sleepers are acceptable (box trucks case by case)
  • Minimum down payment is 25% to 35%

“Sleepers or Daycabs-Long Haul & Local Haul Truckers with D Credit”

  • No minimum time in business required
  • No minimum time CDL
  • No age limit on truck
  • No mileage limit on truck
  • Up to $300,000 in financing
  • Daycabs or Sleepers are acceptable (any type of truck or heavy equipment acceptable)
  • Minimum down payment is 50% or collateral in lieu of down payment

For more information on our commercial truck programs, call us at 888-565-6692.