Commercial Truck Financing Can Be Fast and Simple With the Right Provider.
We specialize in non-traditional financing for commercial and Semi trucks, that includes bad credit, a recent bankruptcy, and even previous repossessions. If your bank said they can’t get you the financing, give us a call and one of our business development managers will be able to assist you. We provide financing to small to mid-sized business nationwide. Do you want to know what you qualify for? Call us now: 888-565-6692
Equipment We Finance
- Heavy Duty Tractor & Trailers
- Medium Duty Commercial Trucks
- Sprinter Vans
- Bucket Trucks
- Water Trucks
- Utility Trucks
- Box Trucks
- Tow Trucks
- Dump Trucks
- All Sizes & Types of Trucks
- PTO & Blowers – truck must be free of any liens
Who We Finance
- Owner Operators
- Existing Transportation Companies
- Private Party & Vendor/Dealer Sales
- Fleet Owners
- All industries
Bad Credit or Can’t Provide Financials? Not a Problem!
- Recent Bankruptcy – Ok!
- Slow Payments – Ok!
- Previous Repossessions – Ok!
- Low Credit Score – Ok!
- No Financials or Tax Returns Needed!
- No Money Down Programs!
Bad Credit & Average Credit Programs
- 1, 2 Mos Payments Down – 10k to 100k – 600 Credit – Start Ups Ok – No Age/Mileage Restrictions – Short Haul Only (Long Haul: Fleet Reqs)
- 1, 2 Mos Payments Down – 10k to 100k – 620 Credit – 2 years time in biz – Needs Fleet of 2 – No Age/Mileage Restrictions – OTR Ok
- 10% Down Min – Up to 150k – 550 Credit w/ 3 Years TIB or 650 Credit for Start-Ups & 3 Years Experience – 2015 or Newer Under 500k Miles
- 10% Down Min – Up to 200k – No Credit Score – 1 year time in biz – Must Gross 25K a month
- 25% Down Min – 10k to 55k – No Credit Score – 2010 or Newer Under 700k Miles – No Private Party Sellers
- 50% Down Min – 10k to 400k – No Credit Score – Any Age or Mileage – Previous BK & Repo’s are Ok
Good Credit & Average Credit Programs
- 1, 2 Mos Payments Down – Up to 75k – 620 Credit – 2 years time in biz & must have fleet of at least 2 trucks
- 10% Down – Up to 75k – 670 Credit – 2 years time in biz – Must be a Home-owner
- 10% Down – Up to 45k – 700 Credit – Start-Up Ok – Must be a Home-owner – 5 years CDL
- 1, 2 Mos Payments or 10% Down – Up to 60k – 700 Credit – 5 years time in biz & same address
Title Loans For Semi Trucks and All Commercial Trucks
For more information about our title loans on commercial trucks & trailers CLICK HERE
To learn more about the benefits of financing your next semi truck purchase CLICK HERE
Or, to learn about what to look for in commercial truck financing companies CLICK HERE
*Please note, programs & guidelines are always subject to change. Please call and ask to speak to one of our advisors to be prequalified.
What our Customers Say About Commercial Truck Financing at First Capital Business Finance:
To learn more about our financing programs, please call us at 888-565-6692.
I Can’t Say Enough Good Things
Commercial Truck Financing | First Capital Business Finance