Commercial Truck Financing Can Be Fast and Simple With the Right Provider.
We specialize in commercial vehicle financing and have a wide variety of programs to choose from. This includes both good and bad credit, start-up companies, and already established businesses. Even if you have had a recent bankruptcy or late payments on your account, you may still qualify for financing. If your bank can’t get you approved for financing, give us a call and one of our financial advisers will be able to assist you. We provide financing to small to mid-sized businesses nationwide. Do you want to know what you qualify for? Call us now: 888-565-6692
Equipment We Finance
- Heavy Duty Tractor & Trailers
- Medium-Duty Commercial Trucks
- Sprinter Vans
- Vans, Step Vans & Sprinter Vans
- Bucket Trucks
- Water Trucks
- Utility Trucks
- Box Trucks
- Tow Trucks
- Dump Trucks
- All Sizes & Types of Trucks
- PTOs, Blowers & APUs
Who We Finance
- Owner Operators
- Existing Transportation Companies
- Private Party & Vendor/Dealer Sales
- Fleet Owners
- All industries
Bad Credit or Can’t Provide Financials? Not a Problem!
- Recent Bankruptcy – Ok!
- Slow Payments – Ok!
- Previous Repossessions – Ok!
- Low Credit Score – Ok!
- No Financials or Tax Returns Needed!
- No Money Down Programs!
- New! NO CDL Programs!
Bad Credit & Average Credit Programs (Start-Ups & Existing Businesses)
- LOWEST DOWN PAYMENT OPTION: Two months payments due at closing – 10k to 50k – 540 Credit – Start-Ups Ok – Must provide 2 years personal/business tax returns – No Age Limit – Max 750k miles – Sleepers & Day Cabs
- LOWEST DOWN PAYMENT OPTION: Zero to Two months payments due at closing – 10k to 100k – 600 Credit – Start-Ups Ok with limitations on finance amount – No Age/Mileage Restrictions – Short Haul Only (Long Haul: Fleet Reqs)
- LOWEST DOWN PAYMENT OPTION: Zero to Two months payments due at closing – 10k to 100k – 620 Credit – 2 years in the biz – Needs Fleet of 2 – No Age/Mileage Restrictions – OTR Ok
- MODERATE DOWN PAYMENT OPTION: 2.5% to 10% Down payment due at closing – Up to 150k – 550 Credit w/ 3 Years TIB or 650 Credit for Start-Ups & 3 Years Experience – 2015 or Newer Under 500k Miles (case by case 2014 w/warranty)
- MODERATE DOWN PAYMENT OPTION: 10% Down payment minimum – Up to 200k – No Credit Score – 1 year time in the biz – Must Gross 35k a month min.
- MODERATE DOWN PAYMENT OPTION: 25% Down payment minimum– 10k to 55k – No Credit Score – Day Cabs or Sleepers – 2013 or newer – Under 700k miles – No Private Party Sellers
- LARGE DOWN PAYMENT OPTION: 40% to 50% Down – 10k to 400k – No Credit Score – Any Age or Mileage – Previous BK & Repo’s are Ok
Good Credit & Average Credit Programs (Start-Ups & Existing Businesses)
- LOWEST DOWN PAYMENT OPTION: Zero to two months payments due at closing – Up to 50k – 620 Credit – Day Cabs or Sleepers – Single State Plates (Larger finance amounts available with longer time in business)
- MODERATE DOWN PAYMENT OPTION: One to two months payments due at closing: Up to 50k – 620 Credit – Day Cabs or Sleepers – OTR ok- 2 years in biz & a must-have fleet of at least 2 trucks (Larger finance amounts available with longer time in business)
- MODERATE DOWN PAYMENT OPTION: Zero to 10% Down payment due at closing – Up to 75k – 670 Credit – 3 years in the biz – Must be a Home-owner
- MODERATE DOWN PAYMENT OPTION: 2.5% to 10% Down payment due at closing – Up to 150k – 650 Credit – (start-ups have different guidelines)
Title Loans For Semi Trucks and All Commercial Trucks
For more information about our title loans on commercial trucks & trailers CLICK HERE
To learn more about the benefits of financing your next semi-truck purchase CLICK HERE
Or, to learn about what to look for in commercial truck financing companies CLICK HERE
*Please note, programs & guidelines are always subject to change. Please call and ask to speak to one of our advisors to be prequalified.
What our Customers Say About Commercial Truck Financing at First Capital Business Finance:
To learn more about our financing programs, please call us at 888-565-6692.
I Can’t Say Enough Good Things
Commercial Truck Financing | First Capital Business Finance