Charlotte, NC Financing

We are the Leading Providers of Business Loans, Equipment Financing & Leasing in Charlotte, NC

Commercial Truck Financing + Kansas City, MO

When others say no, First Capital says YES

Dear Dustin,
I want to take a moment to thank you and your staff. When other small business lenders say no, First Capital Business Finance says YES. You and your coworkers do what it takes to help small businesses.
–Jeremiah J Landscaping Co.


With over 888,000 new residents, Charlotte is the fastest-growing metropolitan in the country. As a millennial hub with a thriving economy it boasts of healthy sectors in banking, distribution, transportation, and energy.

Charlotte offers many growth opportunities, too. The city has emerged as a major wholesale center and a global finance hub. It attracts foreign businesses in sectors like defense, manufacturing, metal-working, vehicle assembly, and paper products.

If you’re looking forward to exploring or expand business opportunities in this region, get the best funding options to meet your needs.

Capitalize New Business Opportunities with Easy Financing

Put your business plans into motion with First Capital Business Finance flexible funding options. Whether you need equipment leasing, capital loan, or cash advance, we’re here to help you overcome your cash flow challenges and find opportunity of growth.

We understand that acquiring business assets without impeding your cash flows is a big balancing act. Hence, we give you access to customizable and affordable lending options.

With First Capital Business Finance, you can preserve your working capital for strategic uses and get a quick business loan to restructure your business cycles.

First Capital Business Finance is the Leading Choice for Business Funding with These Benefits:

  • Quick and simple application process
  • Flexible funding and payment options
  • 100% financing and deferred payments
  • Instant credit decisions
  • Loan terms for a period extending from 12 to 72 months
  • Fast approval in 24 hours

Every business needs the right resources and funds to operate. Whether you’re expanding your fleet of trucks or looking to upgrade the existing infrastructure, First Capital Business Finance makes it possible to grow on any budget. Our underwriters can devise individual plans based on your specific business needs.

For more information call us today at (888) 565-6692 page for free evaluation.

Read below to see the answers to our top 3 Frequently Asked Questions!

1. How do I apply?

You can do your application over the phone with one of our advisors. Just call 888-510-3573. You can download our credit applications HERE. You can submit your contact information online using our form. Then the next available advisor will reach out to you.

2. How long does it take to get funded?

Depending on the type of equipment, and dollar amount, transactions can fund in as little as   24 hours. Again, this will depend if you and the equipment qualifies.

3. How long does it take to get approved?

Typical turn-around times are 24 hours, or sometimes even quicker than that! In very rare cases, it may take longer due to the time of the year and volume of applications we are working on

Learn the rest of the most Frequently Asked Questions here

Call (888) 565-6692

Serving the Greater Atlanta Area

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Business Loans, Commercial Equipment Financing, Leasing | First Capital Business Finance