Tag Archives for working capital loans

Selling Fake Products Isn’t A Good Way To Keep Business Expenses Down

29 Restaurants in NJ was accused of selling fake booze   There are many ways to skin a cat, but selling fake products is not the way to cut your company expenses. Just yesterday state officials announced there were twenty-nine restaurants located in NJ accused of selling fake booze. Some of the locations were refilling the premium bottle spirits with either cheaper branded booze, rubbing alcohol, water, and caramel coloring. If you’re looking to keep your business expenses down, this Read More


If You Need A Working Capital Loan, Who Do You Call?

Businesses today might have a greater need for working capital loans, more than ever. Even though it sounds like a broken record, our economy is still in the tank, and businesses aren’t as healthy as they were before. Companies today, might not have as much cash on hand, and if they have a need for working capital they will only have several options. If the funds aren’t already in the business bank account they will need to resort to either Read More


Do You Have A Fun Workplace?

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Happier Work Environment Equals More Production! When I was in High School, I can recall one class that I can honestly say, was my favorite class. Normally I would pick my favorite subject as my favorite class, but this one class stood out from the rest. English was not my strongest subject, nor is it today haha. However, for some reason this one-year I had a great teacher who made our class fun. I guess it helped because he was Read More


Can Your Business Operate Even After A Disaster?

What if your employees couldn’t get to work due to a natural disaster? Yet the past event that occurred in Boston on Monday was not a natural disaster, I’m sure the surrounding businesses won’t be able to attend their workplace the following day or even the next couple of days. Depending on your location, there are some areas that have more reason to be concern about this subject matter. Some areas are more prone to having natural disasters. I can Read More


Bank Requirements For Working Capital Loans

Do you qualify for a business loan from your bank? We were curious to see how simple or difficult it would be to get a working capital loan from some of the major banks. Instead of just calling one bank, we decided to call five of the largest banks to see the differences between them all. We used the same scenario with all the banks. Here’s the business loan scenario we used: We had 5 different people all call s Read More


How To Manage Small Business Debt

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Is debt bad for your small business? As long as I can remember, I was always taught ever since I could remember that having debt was bad. My dad would always tell me how it’s important to stay away from debt, and to always to try and pay cash when I can. Now that was when I was very young, and knowing my dad he probably didn’t think I would understand how to use debt to my advantage. Of course Read More