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Looking for business loan services and the latest news, then First Capital Business Finance is the one stop solution. A business loan is a loan specifically intended for business purposes. As with all loans, it involves the creation of a debt, which will be repaid with added interest. There are a number of different types of business loans, including bank loans, mezzanine financing, asset-based financing, invoice financing, microloans, business cash advances and cash flow loans.

How Bad Credit Business Loans Can Help You Grow Your Business

How Bad Credit Business Loans Can Help You Grow Your Business

Bad credit business loans can help you get the cash you need to grow your business. If you have poor or limited credit, or have been in business for less than two years, our financing options can help your business in a variety of ways. Maintain Control of Your Business If your business needs more cash, you may be considering bringing a partner on board or selling equity shares in your business. Business loans for bad credit can help you get the money you Read More


SBA is Offering Free Grants for Business Owners!

business negatively impacted by the Coronavirus pandemic

SBA Has Grants If Your Business Was Negatively Impacted Due to the Coronavirus. Emergency business funding is now available if your business has been negatively impacted due to the Coronavirus pandemic. Congress recently passed the Coronavirus Aid, Relief, and Economic Security (CARES) Act to assist small businesses around the country. They were able to create two programs specifically for companies with less than 500 employees. Unlike the Paycheck Protection Program (PPP) which has the ability to forgive the loan,  Who Read More


Keep Your Employees, Use the SBA Stimulus Program!

Use the SBA Stimulus Program

Keep that “open” sign out and hold on to your employees! You might want to learn about the new SBA programs that are available to most small businesses around the country! Our Government worked hard on creating a stimulus program that will help small businesses during this trying time. Of the $2 trillion dollar stimulus program, there is almost $350 billion dollars that is designated for small businesses.  Who will qualify for these new stimulus programs from the SBA? Depending Read More


What Industries Will Thrive When We All Go Back to Work?

What Industries Will Thrive When We All Go Back to Work

In early March 2020, America was experiencing some of the lowest unemployment rates the country had seen in decades, coupled with a thriving stock market. While economists had predicted an economic decline for 2020 for a year or more, no one expected a pandemic would be the cause. In just a matter of weeks, the stock market crashed, and millions of Americans filed for unemployment or sought bad credit business loans to keep their livelihoods afloat. Despite this, some businesses are thriving, while Read More


What You Need to Know About Asset-Based Lending for Medical Practices

Equipment loan. Providing quality healthcare for patients. This often means managing updated technology and installing latest medical equipment in a facility.  Many times when there is need of expansion or renovation; and capital expenditure on equipment may not be feasible due to the high cost of medical assets or a tight cash flow situation.  What’s more… According to a study conducted by National Small Business Association (NSBA), one-quarter of small business owners accept that they can’t find the required funds for their Read More


Easy Financing Options for Your Hospitality Equipment

Credit business loans

Heavy equipment financing. Your restaurant is only as high quality as your hospitality equipment. Besides, even the best staff can’t compensate for old, ineffective equipment.  But such equipment is costly and paying cash to upgrade equipment will put your cash flow at risk. Fortunately, there are easy equipment financing options available for restaurants to obtain the hospitality equipment they need to be profitable. How To Get Hospitality Heavy Equipment Financing Generally speaking not all financial institutions offer hospitality equipment financing, so seeking Read More


The Best Way to Manage Your Cash Flow During Your Fitness Facility or Club Renovation

Credit business loans

Deciding to renovate your fitness facility with equipment financing is a big step. To put it in another way your investment will prove to be lucrative if you understand how to manage your cash flow.  Whether you are adding high tech experiences, upgraded equipment, or remodeled fitness space, upgrades will keep clients coming through the doors.  Certainly, these big improvements will bring future business. But, it can be challenging to manage your cash flow, understand financing, and develop a solid plan for your Read More


The Ultimate Guide to Trailer Financing

Trucking can be a profitable business to get into — but getting started in this industry? That takes resources. Financing and funding to kickstart or expand your trailer business ought to play a central role in your strategy. Prior to making a decision, know that buying tractor-trailers are expensive. Manning, equipping, and maintaining an entire fleet of them can be difficult, especially when you’re just starting out. Fortunately, there are designated truck, trailer, and equipment financing options that can help. Read More


Understanding Factor Rate and How it Determines Your Business Loan Repayment Plan

Factor rate Loan

Unlike personal loans and mortgages, equipment financing/leasing doesn’t account for an interest rate or APR.  Instead, the amount of interest you’ll end up paying is calculated using a method called factor rate. A factor rate — is essentially “interest”, but calculated at the outset of the loan and spread across your payments throughout the borrowing period. This type of financing is beneficial for your businesses in two ways:  First, because it allows you to pay a consistent, predictable payment for Read More


Best Business Loans for Bad Credit in 2019

Obtaining small business loans with bad credit can be a stressful task. Not to mention most traditional lenders, like banks, use your credit score to determine your creditworthiness. In general, with poor credit, it makes it that much more difficult to finance your business plans. According to a survey conducted by NSBA, or National Small Business Association in 2015, 27% of small businesses claimed difficulty in getting enough funding. Fortunately, these banks and financial institutions are not your only options Read More