Category Archives for Restaurant Financing

Restaurant financing can be either short or long term and are typically used for working capital needs or to purchase equipment or real estate. These loans are harder to get because many lenders perceive the restaurant industry to be risky. Rates range from 5% – 50% with terms from 3 months to 10 years or more. Restaurant business loans are tough to qualify for because lenders perceive the restaurant industry as volatile. Loans backed by the Small Business Administration (SBA) make it so lenders are more willing to issue these loans to buy a restaurant, open a new location or obtain working capital.

How to Get Funding for Restaurant Expansion

Restaurant Expansion Financing

Funding for Restaurant Expansion Business must be good if you’re seeking funding for expanding your restaurant, so congratulations on your success! We’re excited to help you keep growing. When looking for a business loan, it’s important to get familiar with your options – and you have quite a few choices! It’s easy to get overwhelmed at this stage, but don’t worry – we’re here to help. First Capital Business Finance offers a wide variety of programs, from equipment leasing and Read More


How to Get Restaurant Financing

restaurant financing

Restaurant financing can be an issue, and unless you’re a well-established chef with extra cash laying around, you’re going to need help with your finances. Today, a lot of chefs dream of opening their own unique restaurants to share their take on food with the rest of the world. No matter your credit score or financial situation, First Capital Business Finance is here for you. First Capital offers programs for everyone, from excellent credit to bad credit. Even if you have Read More


Motel and Hotel Equipment Financing

Hotel Equipment Financing

There are many things to think about when deciding to look for motel and hotel equipment financing. It does not matter whether you are new to the hospitality industry or whether you are simply choosing to revitalize your outdated furniture, shuttle vans, phone systems or soft goods, you will want to choose items that will reflect both styles as well as comfort while also being durable. Some of the things you might need to get financing for include Furniture Electronics Read More


4 Traits of Successful Business Owners

Restaurant Equipment Financing

Restaurant Equipment Leasing Becoming a business owner is a huge undertaking, especially in the restaurant business. You might find that expenses are higher than expected, or you need a new piece of equipment right away to replace an older unit. First Capital provides restaurant equipment leasing for anything you might need. Not everyone who sets out on the path of business ownership is exactly prepared for what lies ahead of them. However, just because an individual may lack a few Read More


Restaurant Equipment Loan

Restaurant Equipment Financing

Can I get a loan to buy equipment for my restaurant? Believe it or not, there are plenty of options available to a business owner who needs to buy some equipment for their restaurant. It really comes down to several factors when searching for the right financing program: 1. The type(s) of equipment the restaurant is buying 2. The credit profile of the owners of the company 3. The credit profile for the company itself (D&B) 4. Depending on the Read More