Category Archives for Educational

Education finance refers to governmental and organizational processes by which revenues are generated (through taxation, tuition, fees, and philanthropy), distributed, and expended for the operational and capital support of formal schooling.

Selling Fake Products Isn’t A Good Way To Keep Business Expenses Down

29 Restaurants in NJ was accused of selling fake booze   There are many ways to skin a cat, but selling fake products is not the way to cut your company expenses. Just yesterday state officials announced there were twenty-nine restaurants located in NJ accused of selling fake booze. Some of the locations were refilling the premium bottle spirits with either cheaper branded booze, rubbing alcohol, water, and caramel coloring. If you’re looking to keep your business expenses down, this Read More


Is Merchant Funding Right For You?

Merchant Funding

Tight on cash? We have a solution! Merchant funding, also known as business cash advance or merchant cash advance is a fast and simple way of obtaining working capital for your business. This type of financial tool is typically not viewed as a loan. You are selling your future credit card receivables at a discount for a set dollar amount. So as your customers pay with credit cards, there will be a small percentage of each transaction deducted to pay Read More


Customer Feedback Can Increase Your Revenue

Customer Feedback

Do you know what your customers think of you? Understanding your products comes second to understanding your customers. There is so much you can learn about your business if you simply ask your past customers. They will tell you the good, the bad and the ugly. They have no reason to mislead you, they already became a customer and there’s no reason to give any fluff. You’ll get the most honest feedback from your customers. It’s hard to put a Read More


Bank Requirements For Working Capital Loans

Business Loans Approved

Do you qualify for a business loan from your bank? We were curious to see how simple or difficult it would be to get a working capital loan from some of the major banks. Instead of just calling one bank, we decided to call five of the largest banks to see the differences between them all. We used the same scenario with all the banks. Here’s the business loan scenario we used: We had 5 different people all call s Read More


How To Manage Small Business Debt

commercial equipment leasing loans

Is debt bad for your small business? As long as I can remember, I was always taught ever since I could remember that having debt was bad. My dad would always tell me how it’s important to stay away from debt, and to always to try and pay cash when I can. Now that was when I was very young, and knowing my dad he probably didn’t think I would understand how to use debt to my advantage. Of course Read More


How To Research Your Competition

Research Your Competition

Competition isn’t bad, you just need to be better than them. In a previous post we talked about how competition is good for both the consumer and for the businesses. Knowing your competition is going to be a huge factor in your small business’s success. We’ll go over several ways on how you can research your competition and how to use that new gained knowledge. First lets discuss the different ways you can research your competition. One of the easiest Read More


Youngster Trying to Earn a Buck

Working Capital Loan

Learning how to raise working capital at a young age. Now that I look back, I was an entrepreneur at a very young age without even knowing it. In elementary school, these handheld video games were popular; this is before there was Gameboy or PSP. These games usually had only two buttons and ran off watch batteries or AA batteries. In 5th grade I had a teacher named Ms. Graves, and she used to hand out tickets to the students Read More


Can Your Customers Find You?

working capital loan.

It might be hard to believe, but the simplest forms of advertising can result in business. Having a small business is time consuming, from collecting payments, shipping out items, ordering inventory, paying bills, figuring out advertising, the small business owner is definitely responsible for multiple items. So it’s no surprise that some things might have been overseen. Most of the time when we are talking about advertising it has dollar bill signs in the conversation. But not today! No cash Read More


Business Cash Advance vs Small Business Loan

small business loan

What are the main differences between business cash advance and a small business loan? Let’s start off with what is a Business Cash Advance.  Business Cash Advance is also known as “merchant cash advance” or “merchant funding”, it is a tool used by businesses who currently is accepting credit card payments.  Your business will need to have historical credit card processing for this type of loan program. Typically small business loans are 50% less expensive than a business cash advance Read More


Do You Know Your Credit Score

Credit Report Infractions

It’s been told many times, take good care of your credit, I’m sure you have either heard this from your parents, friends, colleagues or the media.  As you already probably know, we are a credit driven society and your credit is your future wealth. What do I mean by this? Without credit, it may be more difficult or impossible for you to achieve assets or the ability to grow your net worth. Now I’m not saying if you have no Read More