All posts by Dustin Doi.

How To Get Approved for Bad Credit Truck Loans

How to Get Approved for Bad Credit Truck Loans | First Capital

Commercial truck financing is not always easy to get when you have bad credit, but for many, they are essential. Many people have bad credit, often due to issues beyond their control, such as losing a job. If your credit is less than perfect, it might not be easy to get commercial truck financing. Thankfully, when you know where to turn, it makes the process far easier to get bad credit truck loans. Reasons to Look Into Bad Credit Truck Read More


Get In-House Semi Truck Financing in 5 Steps

In-House Semi Truck Financing | First Capital Business Finance

There may come a time when you want to purchase a new semi-truck for your business. When this time comes, you must take your time with the decision. The truck you buy, and the terms under which you purchase it, will have a major impact on your business. There are several steps involved with commercial truck financing, and you’ll want to give your attention to each one to ensure you end up with the best possible truck at the right Read More


Positive Year: Increase in Financing Demand Compared to 2020

The seek for financing by startup contractors for construction equipment seems to have increased this year, as mentioned by First Capital Business Finance president, Dustin Doi. Many of these startups are rejected by banks, because with less than two years in the business, they are usually considered as “high risk” which leaves them without many financing possibilities.   Even with the pandemic, this year has been busier when compared to years before for First Capital Business Finance. Popular items have Read More


How To Buy a Skidsteer Loader With Bad Credit

Bobcat Financing - First Capital Business Finance

Have you tried and failed to get bobcat financing or skidsteer financing in the recent past due to credit issues? Many business owners deal with this problem, especially when business slows down and it’s hard to pay bills on time. Fortunately, just because you’ve been turned down by one or more lenders before, that doesn’t mean First Capital Business Finance will turn you down. We regularly offer equipment financing bad credit options that help business owners like yourself get financing. Read More


What Are My Commercial Semi-Truck Financing Options? How To Get A Truck With Commercial Semi-Truck Financing

In-House Semi Truck Financing | First Capital Business Finance

According to the American Trucking Associations, over 90% of trucking companies have less than six trucks. Convoy estimates that over 10% of drivers are owner-operators. That means small businesses primarily drive the trucking industry. If you’re interested in becoming an owner-operator, semi truck financing gives you the terms you need to buy the right vehicle. At First Capital Business Finance, we provide customized truck finance options that adapt to your business more than traditional loans ever could. Semi Truck Finance Read More


Get the Equipment You Need With Bobcat Equipment Financing and Leasing

Bobcat Equipment Financing | First Capital Business Finance

Equipment tends to make all the difference in a business. With the correct tools, a company can drastically improve its products and processes. The Improvement often leads to an expansion in their consumer base and profitability. Unfortunately, not many businesses have the working capital available to purchase brand new equipment, despite the many advantages, meaning they require Bobcat financing. Bobcat equipment is the gold standard for many Industries. Due to its initial cost, many companies cannot afford such quality equipment Read More


Understanding Heavy Equipment Finance Rates

Bad Credit Equipment Loans

If you are searching for equipment loans for bad credit, you are probably concerned about finance rates. Several factors play into the cost of financing equipment. This guide will help you understand how heavy equipment financing rates work. Factors That Affect Your Equipment Loans for Bad Credit Financing Rates When you are looking for equipment financing bad credit, your circumstances will play a role in your offered financing rates. Five main factors determine the cost of your heavy equipment financing: Read More


Tips To Qualify For a Startup Business Loan with Bad Credit

Bad Credit Business Loans

Entrepreneurship is risky, and all ventures require some form of capital investment. In the earliest stages of business, owners may tap into their credit and savings to give their businesses a headstart. These and other factors can severely impact your personal and business credit. Even so, there are lenders who are willing to take a chance on riskier businesses and lenders. The trick is knowing how to get a business loan with bad credit. How To Get a Bad Credit Read More


What Are the Best Skid Steer Brands Compared?

Bobcat Equipment Financing | First Capital Business Finance

A skid steer brands loader is a popular piece of equipment because these versatile loaders can be used for everything from brush and snow removal to demolition and landscaping. However, because this equipment represents a significant investment, it is important to choose the right loader for your needs. First Capital Business Finance offers options, such as Bobcat financing, that can make purchasing a top-quality loader easier to fit into your budget. Skid Steer Financing Through First Capital Business Finance First Read More


Compact Construction Equipment: Loans Vs. Leasing

Compact Construction Equipment | First Capital Business

Your business needs the right compact construction equipment to run efficiently and meet workload demands. For many construction companies, that means a need for new or used equipment. Unfortunately, bad or non-existent credit can make bobcat financing difficult. Construction equipment leases offer an alternative to traditional equipment loans. Keep reading to learn more about the differences and similarities between loans and leases and what situations might make a lease an attractive choice for your growing business. Understanding the Loan and Read More