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Best Business Loans for Bad Credit in 2019

Obtaining small business loans with bad credit can be a stressful task. Not to mention most traditional lenders, like banks, use your credit score to determine your creditworthiness. In general, with poor credit, it makes it that much more difficult to finance your business plans. According to a survey conducted by NSBA, or National Small Business Association in 2015, 27% of small businesses claimed difficulty in getting enough funding. Fortunately, these banks and financial institutions are not your only options Read More


Bad Credit Business Loans that Won’t Break the Bank

Credit business loans

Bad credit business loans are the best way to finance your business without breaking the bank. If you have a credit score below 630 and have trouble getting financed through more traditional channels, this financing option may work for you. So let’s say that you have a poor credit history.  Lenders then conceive you as a high-risk investment. That means they will charge higher interest rates and offer shorter repayment terms.  All this adds to the degree of a financial Read More


The Easiest Way to Get Sprinter Vans

Get financed with small business loans with bad credit. Woman holding cash.

You have decided to get Sprinter vans as a new addition to your fleet. Having already used vans and trucks for your business, you know that sprinters are a great choice. The Sprinter lineup consists of the Sprinter Cargo, Crew, and Passenger vans that are available in both gas and diesel engines. Gas engine models were introduced in early in 2019. Especially if you travel a lot, a Sprinter van saves you more on gas than a diesel-powered van. With Read More


How to Finance Medium Duty Trucks

Medium Duty Trucks

The American economy heavily depends on medium duty trucks to transport vital goods. According to the American Trucking Association, these goods are more than 70% of US freight tonnage. Industries such as hospitals, food, and beverage use these medium duty trucks to move medicines and goods. Needless to say, without trucks, the US economy could come to a standstill. However, these trucks – including sprinter vans and water trucks – can be expensive. On average, they cost about $80,000 per Read More


Guide to Plumbing Equipment Financing

Plumbing Supplies

Plumbing equipment financing is a breeze with First Capital. Thinking of starting a plumbing business? Are you in the plumbing business and need to grow or upgrade your equipment? Learn how you can get all that you need hassle-free. Financing Plumbing Equipment 101 Plumbing equipment doesn’t come cheap. This alone can crush or derail your dreams of growing your business to even greater heights. The mere thoughts of missing out on a contract due to being poorly or lowly equipped Read More


What is a business cash advance?

Get financed with small business loans with bad credit. Woman holding cash.

A business cash advance is a lump sum payment that is taken up by a business in return for a fixed percentage of future credit or debit sales. They’re a smaller, more convenient alternative to traditional bank loans as they are characterized by short-term, regular payments. Enabling a business to sell a certain portion of its future sales in the present makes it easier for small businesses to gather funding in order to pay its operational expenses and to undertake Read More


How to Get Drill Rig Financing

Finance drill rig

Interested in drill rig financing? You’ve come to the right place. First Capital Business Finance is proud to offer drill rig financing that fits your needs. Read on to learn how to get drill rig financing through First Capital. Talk to the Experts The Steps to Getting Drill Rig Financing A drill rig, or drilling rig, is a machine that makes holes in the earth’s subsurface. They range in size from small enough to be moved by one person (called Read More


Heavy Duty Tractor & Trailers Factoring

Tractor and trailer factoring in California

Truck factoring is a great option for business owners looking to ensure continued company growth. If you’ve had trouble with having enough working capital or getting employees paid on time, then you should definitely look into heavy duty tractor and trailers factoring. Read on to learn how truck factoring can help your business grow. Get Started With Factoring Benefits of Heavy Duty Tractor and Trailers Factoring A tractor trailer is a transport vehicle consisting of a semi-tractor and attached trailer, Read More


Benefits of Freight Factoring

Freight and semi truck factoring

You’ve been thinking about freight factoring a lot, especially since you started seeing ads for it pop up everywhere. But as you think about it more, you wonder if there’s any real benefit. “Freight factoring seems good, but will it really help?” If this sounds like you, we understand. Freight factoring can seem really great, but unless it provides a real benefit to you and your customers, why bother with it? For a lot of reasons, actually. Below we’re going to go over Read More


Bad Credit Loans Can Save Your Business

Bad credit loans in California

Bad credit loans are something you never thought you’d consider. When you inherited the family business you thought you’d expand on the lessons your father learned. But the only thing you learned was that your father was years in debt. There are so many unpaid or past due bills you don’t know where to start. Worse still, the equipment your father swore by is now breaking down. With the repairs added to the list, you wonder if it’s better to fold. Read More